Insurance Regulatory Capital

Subordinated Debt Issuer Program

At Insurance Regulatory Capital we have designed a comprehensive medium term program to facilitate insurers investigating and considering the benefits of issuing subordinated debt. Once an insurer enters the program we work together to:

  • Assess the potential appetite for subordinated debt, considering both long term ideal balance sheet structure and business motivators such as growth ambitions, performance and market consolidation activity
  • Determine an ideal product mix (sub debt and quota share reinsurance) and pricing ranges
  • Identify any potential barriers to a successful issue
  • Work through the timing of issues and the process to issuing sub debt

Potential issuers benefit from our sector and subordinate debt research and participate in regular communications.